Florida requires Personal Injury Protection (“PIP”), also known as “no fault” insurance, to be purchased by everyone who owns a motor vehicle that is registered in Florida. When your automobile policy contains PIP coverage, your own car insurance pays for medical expenses and lost wages that you suffer in a car accident. PIP coverage is different from bodily injury coverage because PIP coverage will pay for your care regardless of who was at fault for causing the accident whereas bodily injury coverage pays for the care of others who were injured due to your negligence.